Mortgage Brokers Who Make Home Loans Simple
Whether you're buying another home, self-employed, purchasing your first home, refinancing or investing in property, Buddy Mortgages can compare your options and help manage the process.
Friends with benefits.
A mortgage broker should feel like a friend who happens to know the industry inside out. Here's what working with Buddy looks like.
Helping home buyers across New Zealand.
Tell us what you need help with
Fill in a few details and a mortgage adviser will be in touch to talk through your options — no long application to start.
- One short form, no long application to start
- An experienced mortgage adviser gets back to you
- Or skip the form and book a time that suits you
How we can help
These are the mortgage situations we help with most — plus a few more below.
Buying another home
Moving up, downsizing or buying while you still own your current place — we help structure finance so the timing works for you, not just the bank.
Get help buying →Self-employed home loans
Business owners and contractors often get a harder time from banks. We know which lenders take a more sensible view of self-employed income.
Talk about my situation →First home buyers
From understanding deposit requirements to getting pre-approved, we'll walk you through each step of buying your first place.
Start my first home journey →Refinancing & refixing
Coming up to a rate review? We'll compare what's available before you refix.
Enquire →Property investment
Structuring finance for an investment property, or growing a portfolio.
Enquire →General mortgage advice
Not sure where to start? Have a no-obligation chat about your options.
Enquire →A simpler way to sort your mortgage
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A simple, supported processWe handle the paperwork and keep you updated, so you always know what happens next.
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Advice tailored to youYour situation, your goals — the recommendation is built around your circumstances, not a one-size-fits-all script.
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Access to 26+ lendersIncluding ANZ, ASB, BNZ, Kiwibank and Westpac, plus a wider panel of non-bank and specialist lenders.
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Support through the whole applicationFrom first enquiry to settlement day, your adviser stays with you.
"Life's better with a Buddy."
Your mortgage mate — helping home buyers across New Zealand.
Meet your mortgage advisers
After a couple of decades in banking and another five years as a financial adviser, Jason wanted to start something that genuinely offered what's best for his clients, delivered in a way that's simple and easy to understand. Jason began working at BNZ at 17 and stayed 14 years, across accounts, personal banking, lending and as a senior branch manager. He went on to lead distribution for Westpac's Life Insurance division in the Northern Region, and was a founder and financial adviser at Float. His clients keep coming back — they call him smart, attentive and tireless.
Tom comes from a background of customer-facing roles in both the public and private sectors, and prides himself on delivering jargon-free advice. Since qualifying as a financial adviser, he's loved the job satisfaction that comes with helping good, honest people achieve their home ownership goals, while building long-lasting relationships along the way. Having recently been through the process of buying his first home, he understands it's both an exciting and often daunting process. In his spare time, he can often be found in Cornwall Park with his wife and two young daughters, or watching his beloved Burnley F.C. from his native England.
With four years of experience as a financial adviser, Keely is passionate about helping people make confident, informed decisions with their money so they can achieve the financial future they envision. Specialising in residential lending and KiwiSaver advice, she guides clients through some of life's biggest financial moments with clarity, trust and genuine care. Building strong, long-term relationships is at the heart of what she does. Outside of work, you'll usually find Keely outdoors — exploring a national park, fishing, diving, or picking up a new hobby or skill.
How the process works
Four steps from your first message to a mortgage that fits.
Tell us what you need help with
Send through a short enquiry or book a free chat.
Speak with a mortgage adviser
We get to know your goals and financial situation.
We compare suitable options
Your adviser reviews the market for options that fit.
We help manage the application
We support you through to approval and settlement.
Our happy Buddies
Real feedback from clients we've helped with first homes, renovations, refinancing and property investment.
"I cannot recommend Jason Longo highly enough. Jason worked tirelessly throughout the process, exploring every possible option, keeping me informed, and never giving up when others might have. Not only did he manage to secure finance, he achieved a result that genuinely exceeded my expectations. What impressed me most was that Jason treated the situation as if it were his own — always available, proactive, and willing to go the extra mile to find solutions where others saw obstacles."
Lars
Client, worked with Jason
"Tom and co at Buddy Mortgages were absolutely fantastic throughout our entire home-buying journey. From start to finish, he went above and beyond to support us — not just with the mortgage, but the whole process. He helped us navigate everything from agent expectations and regulations to all the small details that can get overwhelming. When it came to the mortgage, he took the time to understand our situation, secured a great rate, and tailored everything to suit our family's lifestyle and priorities."
Alex
Home Buyer, worked with Tom
"I highly recommend the team at Buddy Mortgages and Insurance. They helped us refinance to save on interest, organised a construction loan for major renovations, and reviewed our insurance to ensure we had the right cover for our growing family. Jason was always available to answer any of my questions and made the process as seamless and easy as possible."
Tyson
Home Improver, worked with Jason
"Keely at Buddy Mortgages has been beyond fantastic! She is knowledgeable, efficient and lovely to deal with. She was always quick to respond to my questions and guide me through the whole process. Could not have asked for better. Thank you so much Keely for making it happen!"
Cara
Client, worked with Keely
Frequently asked questions
How much does a mortgage broker cost?
In most cases, nothing — we're paid a commission by the lender once your loan settles, not by you. That means you get expert advice, a wider comparison of lenders, and someone in your corner throughout the whole process, generally at no cost to you.
Which lenders do you work with?
We have access to 26+ lenders, including all of New Zealand's main banks — ANZ, ASB, BNZ, Kiwibank and Westpac — plus a wider panel of non-bank and specialist lenders. That means we're not tied to any one bank, so the comparison is based on what actually suits your situation.
Do I need to bank with one of the big 5 to get a mortgage?
No. While ANZ, ASB, BNZ, Kiwibank and Westpac cover a large share of the market, they're not always the best fit for every situation. Our access to 26+ lenders, including non-bank and specialist providers, means we can look further afield when a mainstream bank isn't the right option for you.
Can you help me buy before selling my existing home?
Yes — this is one of the situations we help with most often. We'll talk through bridging finance and timing options based on your circumstances.
Can I get a home loan if I'm self-employed?
Often, yes. Lenders assess self-employed income differently, and we can help identify which options suit your business structure and financials.
How does first-home loan pre-approval work?
We'll help you understand what's needed for pre-approval, including deposit requirements, and manage the application on your behalf.
Should I refinance or refix my mortgage?
It depends on your current rate, term and goals. We'll compare your existing loan against what's currently available before you decide.
Can you help with investment-property finance?
Yes, whether you're purchasing your first investment property or growing an existing portfolio.
What happens after I submit an enquiry?
A mortgage adviser will be in touch to arrange a time to talk through your situation and next steps — there's no obligation.
Talk to a Mortgage Adviser
Get a clear path forward, whatever stage of the mortgage journey you're at.
Already know what you need? Start your application